FreshBooks vs Xero

accounting comparison · Updated June 2026

FreshBooks

accounting · paid

Accounting and invoicing for consultants

$19-$60/moVisit

Xero

accounting · paid

Cloud accounting for small businesses

$15-$78/moVisit

Quick Comparison

FeatureFreshBooksXero
Categoryaccountingaccounting
Pricing Modelpaidpaid
Price Range$19-$60/mo$15-$78/mo
Free Tier✗ No✗ No
Target MarketSMB / Mid-marketSMB / Mid-market
Affiliate Program✗ No✗ No

In-Depth Look

FreshBooks

Cloud accounting built for service businesses with time tracking, invoicing, expense management, project profitability tracking, and double-entry accounting.

Visit FreshBooks

Xero

Cloud-based accounting software with invoicing, bank reconciliation, expense tracking, payroll, and project tracking for small businesses and their advisors.

Visit Xero

The Bottom Line

Both FreshBooks and Xero are strong options in the accounting space. Neither offers a free tier, so request demos from both to evaluate which fits your workflow.

Both are accessible to SMB and mid-market teams with transparent pricing.

The best choice depends on your team size, budget, and specific workflow requirements. We recommend trying FreshBooks first, then evaluating Xero if it doesn't meet your needs.

FreshBooks

$19-$60/mo

Visit FreshBooks

Xero

$15-$78/mo

Visit Xero